American Skid Steer offers secure and convenient payment options to make your purchases simple and safe. This policy outlines accepted payment methods, security measures, and processing procedures.

Business Information

Accepted Payment Methods

Primary Payment Processors

  • PayPal – Checkout with your PayPal account or pay as a guest

Credit & Debit Cards (via PayPal)

  • Visa, Mastercard, American Express, Discover.
  • Note: You do not need a PayPal account to pay with a card. Select "Pay with Debit or Credit Card" at the PayPal login screen to check out as a guest.

Digital Payment Options

  • PayPal (Personal & Business)
  • PayPal Credit / Pay Later (Subject to PayPal approval)
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Bank Transfers

  • ACH transfers for wholesale and large orders
  • Wire transfers for international or high-value purchases
  • Business checks (with verification; wholesale accounts only)

Alternative Payment Options

  • Buy now, pay later services (subject to approval)
  • Financing options for qualified purchases over $500
  • Store credit from returns or promotional offers
  • Gift cards and promotional credits

Payment Security

Security Measures

  • PayPal’s industry-leading security with buyer protection
  • PCI DSS Level 1 compliance for secure transactions
  • SSL encryption for all online transactions
  • Tokenization of stored payment information
  • Advanced fraud detection on all transactions
  • Two-factor authentication (2FA) available for account protection

Information Protection

  • PayPal: Sensitive data handled by PayPal’s secure servers
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  • No card storage: We never see or store your full card number
  • CVV codes: Never stored after transaction completion
  • Bank details: Only transaction references kept for records

Safe Shopping Practices

  • Shop on secure networks (avoid public Wi-Fi for payments)
  • Verify website security (look for https:// and the lock icon)
  • Keep your payment information private (never share passwords)
  • Monitor your accounts regularly for unauthorized charges
  • Contact us immediately if you suspect fraud

Payment Processing

Order Payment Timing

  • Retail orders: Charged immediately at checkout
  • Pre-orders: Authorized at order; charged upon shipment
  • Custom orders: May require a deposit; balance due before shipment
  • Wholesale accounts: Terms per account agreement

Payment Authorization

  • Authorization holds are placed during processing
  • Final charges processed when the order ships
  • Long delays may require re-authorization
  • Declined payments may result in cancellation and notification

Processing Times

  • Credit/Debit (via PayPal): Immediate authorization
  • PayPal: Instant for PayPal balance & linked accounts
  • PayPal eCheck: 3–5 business days
  • ACH transfers: 1–3 business days
  • Business checks: 5–10 business days to clear